The Rand is weakening long-term.
Does your Investment Portfolio have Offshore Exposure?
Your Biggest Wealth Drain is the Taxman.
Do you know how to Legally Reduce your Tax Burden?
Legal Structures can mitigate Risk.
Are you using this important Tool to keep your Investments Safe?
Many Families lose Wealth by the second Generation.
Is your Estate Plan in place?
Inflation is the Hidden Wealth Tax.
Are your Investments beating Real Inflation after considering Tax & Fees?
Don't worry. We're here to help!

Strategy Sessions
4 x 1 Hour Calls covering:
• Introduction & Discovery
• Client Finances & Goals
• Strategic Solution Presentation
• Recommendations
• Follow up on Progress

Financial Audit
An in-depth Analysis & Audit
of a client’s Financial Situation, identifying the Savings, Optimisations & Strategic Opportunities to improve your holistic Financial Wellness

Wealth Report
A Strategic Wealth Report on:
• Multi-Asset Investing
• Offshore Growth Strategies
• Tax Optimisation
• Legal Entity Structuring
• Estate Planning
• Debt Structuring

Action Plan
A Detailed Action Plan
to assist you in Implementing the relevant Strategies & Solutions. This includes access to our curated list of
Professionals where relevant.






o You get access to two experts for the price of one
o We have both the technical expertise (CA) and proven wealth experience
o We are independent by design, allowing us to discuss a broader range of solutions
No we are not Financial Advisors. We do not give Financial Advice as defined.
o South African professionals, high income earners, high net worth individuals
o Individuals who want a personalised plan to strategically grow and protect their wealth
o Professionals who value time freedom
o Families who would like to leave a Legacy by successfully passing down wealth to the next generation
o Couples that want more than just a Traditional Financial Plan. Who value Optionality and Exposure to Alternative Asset Classes that most Financial Advisors aren't able to recommend.
Absolutely. We look at strategies like legal structuring, optimising tax deductions available to both employees and business owners, tax-free investment accounts and other opportunities to ensure you're not paying more tax than necessary.
Yes — this is a core part of our value offering. We discuss strategies around asset diversification, offshore exposure, hard assets, and estate structures that give you resilience regardless of what happens locally.
We address estate planning as part of your overall strategy — including the role of trusts, beneficiary nominations, and minimising estate duty. For drafting legal documents, we'll guide you on the right professionals to engage.
We charge a flat fee of R25,000 for the consultation, instead of a fee based on a percentage of your assets. This is a Conflict of Interest Free Model.
This includes 4 x One Hour Strategy Sessions, a Detailed Financial Audit, a Strategic Wealth Report and a Detailed Action Plan.



"Fantastic insights"
"I really, really enjoyed this course. It offers a lot of fantastic insights into the process and helps you avoid common pitfalls."
- Flora
Property Course student on Udemy


"Finest Course I've taken"
"I invest a lot of time and money into courses. Especially about money, because I have managed to dissipate so much of it during my lifetime.
This course is the finest course I have taken - rock-solid ideas with skilful tools. The attention to detail is superb. These are life-skills we should have learned at school."
- Peter Carruthers
Best-selling Business Author


"A lot of Answers"
"This course has a lot of answers I had about the field, tailored to the South African market and tax structures..."
- Stephan
Property Course student on Udemy
















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DISCLAIMER
The information on this website is for general informational purposes only and does not constitute financial, investment, legal, or tax advice. Our firm is not a registered Financial Services Provider (FSP) and is not authorised or regulated by the Financial Sector Conduct Authority (FSCA) under the Financial Advisory and Intermediary Services Act, 37 of 2002. Timm & Justin are not Financial Advisors and do not provide Financial Advice. Nothing on this site creates a professional or advisory relationship. Always consult a qualified, FSCA-authorised professional before making any financial decisions. Our firm and its Directors and employees accept no liability for any loss arising from reliance on this content.